There are only seven musical notes, three colors (four if you include black) and twenty-six letters in the English language. There are only twenty-four hours in a day, seven days in a week and 365 days in every year.
Everyone has equal access to all of these elements. No amount of money will ever be able to buy you any more of any of these things.
How you combine these few elements is what creativity is.
Everything else is an excuse.