What would you do if you had $1 million dollars?

Dear President-elect Barack Obama;

I am a small business owner. I do quite well for myself as I am in a knowledge-based business servicing the youth sporting market and the retail services industries. I also dabble a bit in coffee and Web 2.0 consulting.

I was running some numbers this afternoon on the bail-out plans that have been proposed to date. As I look back on my college days some 20 plus years ago and my classes in English Literature — specifically with regard to American literature of the mid to late 1800s (Hawthorne, Dreiser, Meliville, etc) — I was struck with what is to me a strangely obvious fact. Modern capitalism has run its course and the current financial crisis is the front wave of a new economy.

At its basics, capitalism is providing money to build infrastructure for making goods and to a certain degree, providing services with the promise of a return on its sale or sale of the goods produced. Having been in a service industry all my life, I am not unaccustomed to “cramming” a product economic model (“making widgets”) into a service model. It really doesn’t work but we lied to ourselves just the same.

This country no longer makes things. We provide services; we assemble components. The old capitalist model where we invest in machinery, buildings, factories, etc for making goods is dead. It has been dying for a very long time. As such, funding the economy from the top down is not a viable option. There will be no trickle-down benefit as the economy will only swell and move if the bottom tiers start spending and buying goods and services. Yet, they can’t because they have no ready cash.

Capitalists talk in billions of dollars. Ordinary citizens talk about hundreds each week. Investment banks talk millions in transaction per day. Small business talks about hundred of thousands in revenue. When you pour $700 billion into Wall Street, it is like dumping a gallon of water into the Pacific Ocean. When you pour $1 million into a small business, it is like filling a bathtub with a fire hose.

Here is my proposal:
– Establish a fund of $400 Billion dollars.
– Give $1 Million dollar grants to 400,000 business that are ready, able and willing to provide services to a service-based economy.
– Each business can then afford to hire 6 people at a salary of $40,000. With health care, taxes, equipment, etc. that should equal about $60,000 investment for each employee.
– That leaves about $640,000 left for materials, computers, advertising, marketing, etc.
– Encourage a strong multi-generation team, such as Gen Y, Xers, Boomers and beyond. Working together, we make a difference we all want to experience.

That puts about 2.4 Million people to work, building knowledge centers for teachers, creating software to better manage health care systems, providing new event marketing systems for brands, creating better time balance management systems for new parents, perhaps even finding a cure for some diseases. The infrastructure of services you will jump-start will sustain itself well past the year the US Government will fund.

Your campaign proved the model. Small amounts of money spread across millions of people who are motivated to creating a better world than was left them works. We are ready, willing and able to make the change.

Lead us and help us say, “Yes, we can” one small voice at a time until it becomes a thunderous, mighty roar.

Warm regards,


PS I look forward to seeing the new puppy Malia and Sasha pick out!

Truemors was being goofy.

So here are my comments to 

Palin Calls Bloggers “Kids in Pajamas…in Their Parents’ Home”

Here is the quote from the Fox News site:


VAN SUSTEREN: Is there anything else that has been raised or said about you in the media, either during the convention — I mean, during the campaign or since the campaign ended, that you think you need to address that has been, you know, an allegation about you?


PALIN: Well, unfortunately, early on, there are a tremendous number of examples that we can give regarding my record and things that could have, should have been so easily corrected if — if the media would have taken one step further and — and investigated a little bit, not just gone on some blogger probably sitting there in their parents’ basement, wearing their pajamas, blogging some kind of gossip or — or a lie regarding, for instance, the — the discussion about who was Trig’s real mom? You know, Was it one of her daughters or was she faking her pregnancy?


Yes, it is true that she does not say ALL bloggers blog in pajamas in their parents home, but she is stereotyping bloggers much like, oh, I dunno.. like what a GOP group did for Obama on what African-Americans eat, for example… 

http://www.dogwalkblog.com/2008/10/18/the-price-of-stupid-and-ignorance/  even though it may be true of SOME African-Americans… Couple that with the tone in her voice (check out YouTube) and her reference really is unmistakable.

Sarah Palin is just not that bright. My God, the sentence structure and subject-predicate agreement alone is horrifying! Lawyers would be endlessly employed trying to figure out which “is” meant “is” or “was” or what “is” really is. 

She is GREAT for energizing the DNC base to vote against her and non-stop entertainment for humans and canine alike, but presidential? Hmmm… no.

Posted by email from rufus’s posterous

Countries are not corporations so quit trying to run them like they are

Carly Fiorina‘s comments about neither candidate being able to run a corporation is causing a bunch of flap. We want our elected officials to understand how to balance a checkbook, but I’m not so sure we want them to be able to run a corporation.

A corporation’s only goal is to make profit. It is a “good citizen” because being perceived to be so is profitable, either in innate value or real dollars and cents. That good citizen images makes employees feel good about working there and customers fell good about buying from them. At the end of the day (or the quarter), profit is the only goal of a corporation.

A government’s only goal is the protection of its citizen, from enemies both outside and within. Corporations who strive to increase their profits to the detriment of the government’s citizens is one enemy that a government should be on guard against. A free market, unregulated, will result in the greedy grabbing anything they can and expanding out their reach to the detriment of others. Really, the current mess should come as no shock to anybody who has been paying attention to the human condition for the past several thousand years. Read a book; literature is rife with this stuff.

In a more personal context, I am a really good dog. I walk along the sidewalk, I don’t crap in other people’s yards and don’t jump up on the dinner table, even though it smells really good most of the time. I do this mainly because there are consequences for not. Some of self-imposed, like the desire to be liked and respected. But, if there were no consequences at all for my actions, including losing the respect of my caretakers, I’d be up on the table helping myself to the food, crapping nilly-willy all over the lawns and digging up flower beds. I am a dog; it is my nature.

Running a country is the antithesis of running a corporation. Or, it really should be. If not, it should be strongly considered.

When goods cost so much that you have to invent ways of allowing consumers to purchase them, you have an unsustainable consumer market. The recent housing stuff where buyers needed no money down and were paying below market rates is an example. The market simply ran out of consumers with capital and needed to dig deeper into those who could not afford it. The same goes for the auto industry. When the average car started topping $20,000+ and only had a life of about 7 years, the average person didn’t make that much disposable income. So, the auto lease was invented. And on and on. The formula was not about how much equity you owned in anything, but how much you could pay every month to “use” something that you could convince yourself you owned.

Our economy only exists when people buy stuff, not make it and sell it. When the consumer simply can’t afford to buy stuff, we fold into ourselves like a house of cards. That is what is happening today.

People who own most of own homes and don’t have to move, are happy with the car they have the skills to fix, have some cash in the bank and have their health will do fine over the next few years as this economy corrects itself. Those who don’t will be a strain on the economy as we right ourselves. What we need at the head of government is not someone who knows how to wring profit out of a dollar, but how to protect the citizens from the unfair claims of those who wish to take what is not theirs, both from within and out. And that is not socialism; that is just a simple counter-weight to greed.

We already have Bill Gates, Michael Dell, Steve Jobs, Mark Zuckerberg, Carly Fiorina, Meg Whitman, Warren Buffet and Craig Newmark, among others running the corporations. What we need is someone at the helm of government who is a strong enough will to either entice or force these other strong-willed persons to play fair and nice.

And that is what I think Carly Fiorina was really saying. At least that is what I HOPE she was saying. And it is not a bad thing.

Hillary is going nowhere

As I was lifting my leg to relieve myself on the newspaper this evening, I noticed an article in the Wall Street Journal that said ‘Democrats look to life after Clinton.’ Well, that is an odd thing to say. Life after Clinton? Really?

Hillary Clinton may never become president, but she will become even more powerful than a mere president. She will become a power center where every Democrat that wants to sit on an influential committee or even run for president in the future will need to come and pay her homage and get her blessing. She will, ironically, become Ted Kennedy’s successor.

With Bill right behind her.

Just watch and see.